Commercial Insurance
As a business owner, it’s important that you have peace of mind as you go about your day-to-day operations, secure in the knowledge that your business and hard work are protected.
Let us contact you
IJ Duncan Insurance is a trusted and proven specialist commercial insurance broker, with a mandate to fully understand the many risks and potential liabilities facing your business. Our extensive experience – generations long – enables our consultants to accurately assess your unique business insurance needs and offer the best possible cover.
What do we offer?
Our commercial or business insurance offers protection against the various risks faced by business owners and independent professionals – from employee omissions or errors and legal costs (liability insurance) to stock or premises damage, business interruption and supply chain breakdown.
Our product offering includes the tried-and-tested insurance products underwritten by South Africa’s largest blue-chip insurers.
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Main Covers
- Protection against perils such as fire, storm, flood or earthquake
- Business interruption (loss of profits) insurance
- Theft
- Cover for money, office contents, electronic equipment
- Fidelity guarantee insurance
- Commercial glass
- Public liability
- Motor insurance
How does IJ Duncan Insurance approach my commercial insurance needs?
Initially, we’ll set up a time for one of our expert insurance brokers to visit your business premises or meet with you to fully understand your insurance needs and specific requirements. At this appointment, we will seek to identify any possible exposures your business may face and detail the best solutions to mitigate these risks. We will discuss the various options available to your business and, with your approval, put together a customised insurance solution that offers superior protection at the right price.
What else do we offer?
In addition to the above, we also offer the following specialist products:
Assets policies (for large / corporate clients)
Offering protection for your business assets
Cyber Insurance
Cyber insurance protects against damages caused by electronic threats to your computer systems or data.
Contract works
Covering temporary and permanent construction works plus materials for contractors
Body corporate / sectional title properties
Cover for permanent fixtures, fittings and buildings
Hospitality
Protection for hotels, restaurants, cafes, bars and other hospitality businesses
What else do we offer?
In addition to the above, we also offer the following specialist products:
Professional indemnity
Protection against client claims for business owners, freelancers and the self-employed
Directors and officers liability
Cover for personal assets of corporate directors and officers, and their spouses
Environmental impairment liability
Cover for loss or damages resulting from unexpected release of pollutants
Specialised liabilities
Protection designed around the specific nature of your business
Bonds and guarantees
Securing the fulfilment of contractual, commercial or legal obligations
Want to know more?
Please email info@duncaninsurance.co.za for a quotation or to arrange a meeting, or call us on 031 305 1410. Alternatively click below to have one of our expert insurance brokers call you.
IJ Duncan Insurance Brokers is a member of the
